I need help with buying an apartment on a freehold basis in Riyadh. I am an employee in the private sector with a salary of 4,000 Riyals. The company is not accredited. I am eligible for housing support. I have some credit issues totaling approximately 60 thousand Riyals. Mostly telecommunications, one visa-related issue, and a marriage loan I couldn't repay. I need someone to assist me in settling these debts and purchasing an apartment on a freehold basis. Anyone who can offer assistance, I'm tired of renting and moving around.