Features of financing at the bank No salary transfer required No account opening required No down payment if your financial situation allows First: Owners of companies and establishments (Saudi / Investor) No account opening required Required documents: Copies of tax declarations for one year, in addition to a copy of the commercial registration Second: Private sector employees (Bank statement is not required) (Saudi / Resident), except in specific cases No down payment if the customer's salary and obligations allow No salary transfer required For first salary (Saudi or resident) in case of a new job Private sector employees (Saudi or resident) with a salary of 5,000 SAR or more Third: Private sector employees receiving their first salary (Saudi or resident) – the salary shown in the bank statement must match the salary stated in the salary certificate Fourth: Real estate support program beneficiaries – the value of the real estate support will be added to the salary shown in the bank statement, according to the repayment schedule for real estate and personal loans, based on which the allowable financing amount will be calculated Fifth: All nationalities and professions are accepted for residents without exception, provided they are registered with the Social Insurance (GOSI) Sixth: All irregular salary earners are accepted Seventh: Non-approved companies are accepted Eighth: Salaries are accepted whether received via bank transfer or through STC Pay Ninth: All cars come with a 5-year or 200,000 km warranty – special offer for bank customers in cooperation with all dealerships, whether the car is purchased from a dealership or an exhibition Tenth: International authorization on the car valid in GCC countries (for Saudis and residents) For more details, contact mobile number 0505388328